Image via gettyimages Homeowner’s insurance policy is a very important part of worthwhile financial planning . Since our homes are most likely our biggest property, protecting ourselves with the right quantity of coverage is essential. However, most of us are not aware the correct method to calculate our requirement for house owners protection. Not only are the majority of us using the wrong method to determine how much homeowners coverage we require, few of all of us have recalculated the need since we purchased our home. If you have lived in your house for any period of time, you probably possess the wrong amount associated with coverage. Inflation could make a bug distinction.