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Showing posts with the label Life Insurance

Bajaj Allianz Life Insurance Launches Digital Branches Through Mosambee

Bajaj Allianz is a combined undertaking which incorporates both global expertise and local experience between Bajaj Finsery Limited and Allianz SE. Starting their journey in the year 2001, the company has become to be one the top insurance company brands in India. This Life Insurance provides a number of plans that incorporate minimum investment for greater returns. The company is best reputed for their investment plans, their long term and short terms planes, child plans, pension plans etc. Bajaj Allianz Life Insurance Plans It is best known for their life insurance plans. There are a number of life insurance plans that are offered by the company itself. The plans all vary from one another depending on the type of plan, the entry age, the maturity age and the annual premium that needs to be deposited by the insurer. The different types of plans that are offered by the company all meant for different purposes. Some of the types of plans that are offered by this include: •

How Much Life Insurance do you need?

Image via gettyimages Getting a life insurance is clearly not a hard decision to take. There are a lot of benefits that come along with the insurance, but choosing the right amount of insurance is always going to be a big headache. While the life insurance provides you and your loved one with ample financial security, if you are not choosing the right amount to cover, things might end up being a bit messed up. So how much do you need after all? It is a big question and before you jump up and make a decision thinks through the following points.

Opting For a Life Insurance Policy: Get Complete Information Here

The fast paced life and the increasing pressure of work has made the life of an individual very unpredictable. With such an uncertainty in the lifeline, getting a life insurance policy has become the need of the hour. The main purpose of getting a life insurance policy is to protect the future of your immediate family members should something happens to you. The question to ponder upon is how much money is enough to take care of your family, to pay the debts, and to take care of the daily affairs?

The Shortcomings of Payment Protection Insurance

Payment Protection Insurance or PPI is a popular insurance product in the UK, and it is meant to insure credit repayment, should the borrower become unable to make repayments due to illness, injury, unemployment or even death. In the absence of life insurance , income protection insurance or mortgage insurance, PPI proves to be extremely useful. It guards against the uncertainty of income loss, which would have great credit repercussions, should a person be making repayments on different credit extensions. With a PPI offering cover for a period ranging from 12 to 24 months, enough time is accorded for the borrower to find an alternative source of income, so that they can continue servicing their debts.

Facts about accidental insurance

Have you ever considered the matter of your financial security if  you suddenly meet an accident? Who can predict about our future? Anytime you might be seriously injured due to an accident and it can lead you to a serious financial trouble. Fighting this situation without an accidental insurance is definitely not a piece of cake. A sudden accident may cause temporary injury or it may cause you to lie on the bed for the rest of the life. In this case, you  might feel unable to meet all the responsibilities of your family and children. Truly speaking, money saved by the bell for accident purpose, is not a wise idea. You must save for emergency purpose...you must get an accidental insurance to assure your family during your inability. Usually, an accidental insurance gives you the protection for 24 hours of 365 days. People with different age group can avail this service. It depends on the agency. Different agencies give different plans for your superior coverage. Regular health insur

Child Health Care Insurance Program

"Insurance"....just a small word! But who doesn't know, this small word can provide us a big assurance? None can predict about life. So everybody should consider insurance as a "must-have" to safeguard their precious life. But what about your child's life? Do you really thinking about the little one of your family? Child health is a very important issue for today's parents. Child health care insurance program is needed to gift your child a secured future life. You try to meet your child's requirement and spend as much as you can. But the most important thing which is ignored more often is your child's health. So must take care of your child by joining child health care insurance program. The most unfortunate matter is, we do take care of ourselves, but forget about our children. We dream about beautiful, healthy lives of our children but forget that it's our responsibility to make their lives beautiful, healthy. So, most of us do not care

How to get cheap life insurance

Are you looking for the cheap and best life insurance? You do not need to go to only one company. You should go to different good companies and get the insurance quotes from all. Go for online, the best way to get cheap and best life insurance quotes: Do not need to waste time for going office to office to ask for life insurance quotations. It is not practical and not possible also. You do not need to deal with insurance agents that they will sell you a commission based life insurance policy. Be comfort in your home and read the life insurance related articles to educate yourself and then you can able to compare quotes. Free life insurance quotes are always the best way to compare quotes because they are their best offers with no knowledge of what other insurance companies offer. Life Insurance savings at its best: This is your right policy if your family provides the right amount of coverage in case something happens to the income provider. The death benefit is the same kind

6 types of insurance

Today I want to discuss in brief about the basic 6 types of insurance . These all insurances are very essential to our life. 1. Auto insurance (also known as Car insurance ) is a type of insurance purchased for motor cars, motor cycles, trucks, and other small and heavy vehicles. It is compulsory to use in every country for taking protection against the losses against traffic accidents of the motor vehicles. 2. Life insurance is a contract between the insurance provider and the insurance policy owner. Here the insurance provider agrees to pay a sum of money against the insured individuals' death or other event related to life, like critical illness etc. But the insurance policy owner needs to pay a stipulated sum of amount as an insurance premium at regular intervals. 3. Health insurance (also known as Medical insurance) is a type insurance that pays for medical expenses of a person. It is also covers long-term nursing, custodial care and sometimes even disability. The

How Life Insurance Works

You can find many types of insurances in the market, but the largest selling insurance is life insurance. Though financial crisis is there all over the world, people are still investing money in life insurance. So people now really understood the importance of Life Insurance. Mainly two types of insurance policies are there in the market, Whole life insurance & Term life insurance. There are subcategories for both of the policy. Whole life insurance denotes the totality a person’s life, where as term insurance means insurance of a person for a particular period of time. The similarity is that you can get death benefits from both of the policy. In the whole life insurance policy you need to pay a fixed premium for total policy time, no need to worry for premium increment. Even you can get life coverage with in investment fund from it. Different people different requirement, so Term Insurance may be required for you. The main benefit in the term insurance is smaller premiums