Showing posts with label Finance Management. Show all posts
Showing posts with label Finance Management. Show all posts

April 05, 2013

How to Form Your Company Offshore

Offshore Company Formation

The term offshore company refers to a business that is located outside of the country that the owner lives in. There are many reasons why business owners transfer their companies overseas, one of the biggest reasons is the lowered tax rates. Some business owners find that the privacy and trading regulations in other offshore regions are superior to that of their own country. Let’s talk a little bit about the benefits you’ll receive from registering your company offshore, and also what the process involves.

April 02, 2013

Have You Got What It Takes To Become Self-Employed?

Whether you are recently unemployed, redundant or just fancy being your own boss, there are many factors to consider when it comes to becoming self-employed. You may even be unsure whether this is the right avenue for you to go down at this point, so it will help you to know exactly what is involved before taking that all important step.

First of all you need to register as self-employed with HMRC within three months of the date you started trading. To do this you must establish which way you would like to trade, for example, as a sole trader, a partnership or a limited company. If you are working alone and want to keep things simple then registering as a sole trader is usually the best way to go. 

March 26, 2013

Accountants Concerns in 2013

A recent study based on the findings of the Association of Chartered Certified Accountants (ACCA) and the Institute of Management Accountants (IMA), has shown that the two biggest long-term issues facing UK businesses are cyber crime and high energy gas prices. Among accountants surveyed, 78 percent stated that they had the same concerns. With more of a shift to online transactions and data storage, it potentially puts companies at risk of being infiltrated by hackers. Since gas prices are continually rising and minimal progress of alternative energy solutions has been made, this can end up eating into profits and complicating overall business operations.

March 22, 2013

Commercial Loans - What Are the Common Mistakes Made By Borrowers

Today, whether you talk about thriving start-ups or established businesses, acquiring business loans has become quite difficult. Business loan lending has been decreased by 15% since 2008. Banks are also turning down entrepreneurs with outstanding cash and credit reserves in the bank because of their reluctance to fund smaller businesses.

March 09, 2013

Australian Business Fraud Puts Profits at Risk

A major insurance company has announced its plans to axe 700 jobs across its international branches but the company CEO has dismissed enquiries that 3,000 jobs would be cut in North America, Europe and Australia by 2015. Earlier reports had cited the bigger figure but the company head said that the organisation had yet to discuss or reach consensus on the bigger changes that needed to take place.

March 04, 2013

How market research help small business companies

Doing market research is an important part of a company, big or small. When a company attempts to do a market research of their products or services, they must decide whether there is a real need to do such survey? A Company big or small must understand that a product can fail in the market even if there is adequate market research.

The best way of doing market research for small business companies is to get feedback of their products from their existing customers or give a free sample. Existing customers provide valuable information about the product and you get the chance of improvement. One can do this job by asking the customers questions or filling up survey forms.

February 27, 2013

Know Your Customer: A Safety Valve for Your Investment

Whenever the investor is out to take a call from the borrower, it is obvious for him to get the goose bumps. Who the investor is dealing with is one of the most important questions that need to be answered before it is too late. There are certain rules to the contract that involves a borrower and a lender and clear identity of the borrower is the first and foremost requirement of the contract. The money can never be thrown in a blind well even if it is available in plenty. The improper check of the loaner may make the lender a culprit of a very heinous crime in the long run and therefore knowing each and everything about the loaner is one of the prime responsibilities of the lender.

February 24, 2013

Top 3 Ways to Invest in a Prosperous Retirement

Many people do not think about their retirement until it is time to actually quit their jobs. One of the major problems with not planning for retirement is the inability to retire or the fact that you'll be burdened financially by quitting your job. The best way to avoid these issues is to make use of the top three ways to invest in a prosperous retirement. This ensures that you will be able to settle down with your spouse or family and not have to worry about all of the headaches that come with finances.

February 22, 2013

The differences between payday loans and cash advances

Payday loans and cash advances are very similar at what they accomplish – they provide you with money during times which you need it the most. Even though they both achieve the same goals, there are still some key differences between them. While they are both methods for getting the money that you need, quickly, your personal situation may make one of them a better or more plausible option than the other. By knowing the differences between these two different solutions to your cash flow problems, you will be able to learn what you need about these types of loans and be able to use this information to decide which one is best for you and the situation you currently find yourself in.

February 21, 2013

Beginners Guide to Buying an Insurance Cover in Austin

Life insurance is a kind of financial security to every individual, and his/her family members. By paying a small amount in form of premium, the policy holder gets a benefit of large cover, which is paid to the nominee to pay off the debts, cover funeral expenses, and all kinds of unforeseen expenses. Some life insurances are also tax deductibles during the employment.

February 19, 2013

Why should firms outsource their maintenance management?

For businesses - particularly during economic times of strain, wherein tight budgets and pressure are commonplace - outsourcing can seem like an unnecessary expense. It really isn't, though. Choosing to outsource any activity can save you time, money and effort; outsourcing your maintenance management is no different in those respects.

February 11, 2013

6 Ways to Grow a New Financial Habit and Secure your Future

If we all had the amount of money we desired to have, then life would be comfortable and the need to save for a rainy day would never arise. However, the truth of the matter is that for many individuals, this is a pipe dream; the reality on the ground is that people have more needs than they do the money to meet the needs and as such, there is a need to find creative ways of working with the resource at hand.

February 08, 2013

6 Types of mortgage calculators you should know

A mortgage calculator gives you an idea of the payments you have to make in a month. It helps you calculate your mortgage payments and amortization schedule accurately. To use most of the online mortgage calculators, you need to enter the mortgage amount, the term period of the mortgage, the interest rate and the mortgage start date.

6 Types of mortgage calculators:

Read on to know about 6 types of mortgage calculators.

February 05, 2013

Investing in Your Career

The job market is incredibly competitive nowadays with more than a million people out of work and collecting unemployment just to sustain themselves. If you currently have a career, it is vitally important that you invest in it to ensure a long and happy future with your company. There are quite a number of ways that you can accomplish this so that your job is something that will stay with you for a very long time.

One of the more obvious ways to invest in and advance your career is by taking additional courses and becoming certified in different areas. Many certification courses are only a few days or weeks long, so they are definitely worth your time when it concerns your career.

February 04, 2013

4 Ways to Prepare Your Loved Ones for a Financially Stable Retirement

Planning for the future is important, especially because today's senior citizens are living longer, healthier, and more active lives than ever before. Americans are enjoying longer retirements, which often present many with a choice between pushing back the retirement age and living out the golden years in a far more frugal fashion. If you have parents or loved ones who are planning for retirement or have already reached retirement age, there are a few things you can do to help make the transition more pleasant and more financially wise.

February 01, 2013

A refinance can save your home from a foreclosure - Know the multiple benefits

Are you someone who is struggling to make ends meet? Most of the Americans who are going through dire financial straits are the ones who fail to make their monthly mortgage payments. Defaulting on the mortgage loan can lead to a foreclosure and therefore you have to take solid steps through which you can repay your mortgage loan debt so that you can retain your home ownership rights. Refinance is nothing but a foreclosure alternative. You take out a new loan and replace the old one with better terms and conditions so as to help you ease the process of repaying the loan. Have a look at the benefits that you may get from a refinance apart from avoiding a foreclosure.

January 22, 2013

The Evolution of the Credit Card

While it may seem completely foreign to the current 18 to 35 demographic, there was a time when credit cards did not exist at all; and when they did come in to being, they were not treated as casually as they are today. While individual merchants issued credit accounts as early as the 1920s, the first card that could be used to pay multiple merchants in a similar conceptualization to the modern credit card was the Diners Club card, a card designed for the wealthy and members of high society to charge travel, entertainment and dining expenses. Unlike modern credit cards, the statement of a Diners Club card required full payment each month. The company also created a subsidiary known as Carte Blanche. While Diners Club International, the company that originally founded the card, still exists, it is now a subsidiary of Discover Financial, having first been bought by the Citigroup in 1981 and later purchased by Discover in 2008.

January 21, 2013

Is Forex a Long or Short Term Investment?

The forex market is one which has garnered considerable attention recently, as more and more people have become involved in the investment opportunity. The main reason behind this is that it’s so accessible; nearly anyone can trade even without much starting capital. Because of the flexibility of trading foreign currency, there are a lot of different styles and methods of speculation, and what you get out of forex depends very much on what you put in.

Types And Functions Of Financial Markets

A financial market is a platform where people trade in all kinds of equities. They involve shares, bonds and currencies. There are usually many different external forces that determine the pricing of these equities in the respective market. There are different kinds of markets including:

• Capital markets
• Money markets
• Third and fourth markets
• Over the counter markets
• Forex market
• Derivative markets
• Cash or spot market

January 17, 2013

Importance of Hazard Disclosures When You Plan to Sell a Property

The greatest concern of any property buyer, particularly when buying a property that was constructed long back, is the indications of wear and tear, deterioration, and other possible defects. The seller should thus take steps to clear the buyer’s concerns so as to sell the property in a short period of time. This can be assured to the buyer by offering a detailed hazard disclosure report.