March 12, 2015

Top Student Credit Cards to Look Into

Top Student Credit Cards to Look Into
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There are many great student credit cards that you can take a look at right now with regards to getting the credit support that you need while you are in college. These include options that are available right now through a variety of the most popular credit card companies. Many of these cards have some special offers that allow you to get cash back on some of the different transactions that you might make over time.

Capital One Journey

The Journey card from Capital One is a Visa card that has a 1% cash back offer on all purchases. There is also a 0.25% bonus for students who make their payments on time. This works without any annual fees and it can also offer a number of reward points that will never expire. These reward points are similar to what Capital One offers for many of its other standard credit cards. A 29.4% APR is used for all interest charges.

Discover it for Students

The Discover it card is available in a special format for students to take advantage of right now. This offers totals that range from 1 to 5% cash back on orders with a total of up to $1,500 available in cash back in a single quarter. The amount of cash back that will come about with one's orders will vary based on the purchases that are being made through the card. An APR of up to 22.99% in value will be used on this card although it may be reduced based on one's credit history. There are no over limit or foreign transaction fees on this card and late payments will not cause one's APR to increase over time. This ensures that the student can be protected from issues relating to the interest rate as they come about.

Citi ThankYou for College Students

The Citi ThankYou card is a preferred card that has its own special standard that is available for college students to enjoy. This card offers ThankYou points that are accrued over time through the purchases you make. A protective chip is also included within the card to ensure that one's data will not be lost or broken into while trying to use the card. It is a popular card with an introductory APR of 0% but the APR will be at least 12.99% after that twelve-month introductory period is over.

Wells Fargo Cash Back College Visa

The Wells Fargo Cash Back College Visa card will give you 1% back on your purchases but you can get 3% back on gas, grocery and drugstore purchases during the first six months that you have your card for. The introductory APR can be as low as 5.90%. This APR is the same for balance transfers. The APR will move up to as high as 21.15% after that period is over. This works without any annual fees and it even has a setup that ensures that you will not be held liable in the event that anyone makes any fraudulent transactions with your card.

These are great student credit cards that are available right now. Make sure you look around with care to see what card will fit in perfectly with the needs that you might hold.

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