The greatest challenge of the modern age has been learning how to keep pace with the dramatic surges in technological innovation. The forthcoming advent and use of driver-less cars on a very broad scale has raised a number of important auto insurance concerns. While nearly 90% of all auto accidents are known to be related to driver-error, the switch to entirely automatic options will not eliminate all likelihood for collisions. Because of this, people, companies and governing bodies throughout the world are scrambling to determine how liability might be assigned in the event that two self-operating vehicles crash.