There are many business owners who want to expand their business or start a new business all together. However this requires money and you do not have it and you have bad credit to go along with the no money problem. There are options out there for a bad credit business loan. When looking for a business loan do not be discouraged if you get denied a few times. Not every lender will provide a loan to someone with bad credit. You will know for sure that you have bad credit if you have missed payments on loans or credit cards, filed for bankruptcy, or have any charge offs. Knowing your Credit Score Knowing your credit score is very important. The credit score is determined by the credit bureaus. They will analyze your credit history and will assign you a number between three hundred and eight hundred and fifty. A good credit score is anything above a six hundred. If your credit score is below that number you will be considered a person with bad credit. Budget and Business