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Showing posts from October, 2010

Do you have a basic homeowners insurance policy ?

Last week I told you about home loan. But buying a sweet home is the most important & of course the most expensive deal. You purchase your home once in a lifetime. So why not be a little bit wise? As the name suggests, I'm talking about basic homeowners insurance. The fact is, lenders often ask you for a basic homeowners insurance policy while you get approved for your home loan. So it proves to be a "must" factor. While thinking of a new home why don't get it secured & protected?

What you need to know about qualifying for a home loan

Are you anticipating buying your first home? First home is the dream of any buyer. But before taking into consideration the scenario of the present real estate market, you should make it sure that you are qualifying for a home loan. It will make your journey to purchase your dream home smoother. The most easy and accessible way for this is taking help of a mortgage broker. But it might increase your headache as it does not guarantee that you'll get the most suitable loan . While deciding the type of loan you want first look at your finance and then decide the type of loan. If you have no idea about how to qualify for a mortgage loan you will be left with very less options. And of course it means you will have to repay more than you should. Your present credit score is the first & foremost factor to be taken into account by the mortgage lenders to approve you the loan. Rather it is only one side of the coin. Each lenders has their different guidelines for different home loan

Think about low budget holidays

Over the last few years, our viewpoint about long haul destinations has changed a lot. The concept of ‘budget holidays’ has altered our vacations. All of us need to get away from our confined regular life at least twice in a year. But, with the continuous ups & downs in the international economy, it’s not possible for all to manage the holiday budget properly. It prohibits us to fulfill our desires. But it doesn’t have to be. Think creative and you’ll, for sure, come up with some great ideas of low budget holidays. Holiday camps are really ideal for them who have one or two children. These are the places where accommodation costs (the most important and of course the biggest cost) are significantly low. For a kid, a holiday camp must be the most enjoyable place as they can get here the fullest entertainment by all means. Often it’s possible to get a chance of spending a beautiful holiday camp break at a very low budget by collecting tokens. Keep your eyes on the newspapers. Hav