Payday loans are the most important short-term loans for people with bad credit. A fast easy payday loan is the most convenient way to sort out your financial problems when you are in badly need of cash. In my blog, I mostly talk about financial emergency. It is another way out for this type of situation. You can go to different lenders for fast easy payday loan and compare their offers to know which is appropriate for you. Nowadays, there are a lot of options for you. Several financial institutions and franchises provide payday loans on easy and affordable terms. Payday loans have other names too. Payday advances, payroll advances, cash advances...whatever you call...these all are actually modified terms for payday loans. You should have a collateral to be eligible for a payday loan. Your loans will be approved against that. Your lender will fee a charge for the amount you borrowed up to the next payday. Other basic needs to qualify are : 1. Proof of a stable income 2